Is it better to take IDR or USD to Bali? A travel guide to your trip to Bali

If you’re travelling to Bali, it’s advisable to bring Indonesian Rupiah (IDR) with you. In case you can’t get the currency beforehand, the best options would be to carry Australian Dollars (AUD), US Dollars (USD) or Euros (EUR). You can easily exchange these three currencies at almost any location on the island.

Which currency is best to carry to Bali? IDR vs USD

IDR is the official currency of Indonesia, and it’s generally recommended to carry some with you. While many places in Bali accept USD, you’ll get better exchange rates and avoid fees if you pay in the local currency. Taking at least a few hundred thousand IDR will cover taxis, meals, and other daily expenses.

Should I use USD in Bali?

You can use USD in Bali, as it’s widely accepted, but it’s not always the best option. Hotels and tour companies often inflate USD prices, and you may get lower rates by paying IDR. Also, if you pay in USD, you may get a change back in IDR at a poor exchange rate. 

What is the currency in Bali?

The official currency used in Bali is the Indonesian rupiah (IDR). Bali is part of Indonesia, so IDR is accepted everywhere on the island.BALI TRAVEL GUIDE

What currency should you carry to Bali?

Ideally, carry a mix of IDR and USD when travelling to Bali. Have at least 200,000-500,000 IDR for daily costs like food, transport, and sightseeing. Bring $100-200 in USD as a backup for places that don’t accept IDR.

How much USD should I bring to Bali?

Around $100-200 in USD is sufficient as emergency cash or for places that only accept dollars. Any more than that is unnecessary. Rely mainly on IDR and use ATMs to withdraw more as needed so you don’t have to carry large amounts of cash.

Is $1000 enough for Bali? 

Yes, $1000 is plenty for Bali! You can comfortably enjoy a week or two on that budget. The cost of living is quite cheap. Withdraw IDR from ATMs there rather than bringing so much USD cash.

Should I exchange money before going to Bali?

It’s generally better to withdraw IDR from ATMs in Bali rather than exchange money beforehand. This gives you the best rates. Just exchange $100-200 USD to have on hand when you arrive. Then, take out IDR from ATMs as needed.

Can I withdraw USD in Bali?

Most ATMs in Bali dispense IDR, not USD. Some privately run ATMs in tourist areas may offer USD withdrawals, but the exchange rates and fees are usually very high. Stick to IDR withdrawals for the best value.

More Tips for Managing Money in Bali

Should I pay in USD or IDR?

Pay in IDR to get better rates. But have USD handy for places that don’t accept IDR or charge higher prices in the local currency. Know the current exchange rate so you don’t get ripped off.

Where can I exchange money in Bali?

Many ATMs allow you to withdraw IDR. Additionally, you can exchange money at banks, airport exchange booths, and reputable money changers in tourist areas. Compare rates first and avoid shady dealers on the street.

Are there international ATMs in Bali?

Yes, you’ll find ATMs that accept foreign cards at the airport, major banks, malls, convenience stores, and tourist hotspots around Bali. Look for networks like Cirrus, Plus, or Visa/Mastercard affiliation. Withdraw smaller amounts more frequently for safety.

Is it safe to use my credit card in Bali?

Using a major credit card in reputable hotels, restaurants, and stores is generally safe in Bali. However, there is always a small risk of card skimming or cloning. Pay with cash for street vendors and other informal businesses.

How much cash should I budget per day?

Budget 500,000 to 1,000,000 IDR ($35-70 USD) per day per person, excluding accommodations. This covers meals, transportation, activities, and other expenses. You can get by on less on a shoestring budget or spend more for luxuries. Adjust amounts based on your travel style.

Bali money tips wrap-up

By taking a moderate amount of USD as backup and relying on IDR for daily costs, you’ll get the most value when travelling in Bali. Use ATMs to take out only what you need. Enjoy the island without having to worry about currency!

Key Takeaway

By following these tips and using a sensible mix of IDR and USD, you can avoid money troubles and make the most of your funds in Bali. Travel light with cash and rely on ATM withdrawals to access your money. Enjoy the island without breaking the bank!

5 Best Bali Tips

Research your destination: Read up on the place you’re visiting, including customs, laws, common scams, and any risks. Being prepared avoids issues.

Pack light: Only bring essentials to avoid heavy luggage. Laundry services are widely available in most places. Limit yourself to a carry-on and personal item if possible.

Obtain travel insurance: Purchase a comprehensive policy that covers medical emergencies, trip cancellation, lost baggage, and other issues. It’s a small price for major peace of mind.

Be polite and respectful:

• Observe local customs and dress appropriately
• Learn basic phrases in the local language
• Be patient and courteous in interactions. You’ll gain goodwill and have better experiences

Guard your valuables: Use hotel safes, lock bags, and don’t carry everything at once. Keep an eye on belongings at airports and tourist sites. Avoid showing off expensive items. Stay alert for pickpockets.

These simple but vital tips will help ensure your travels are safe, enjoyable, and hassle-free, whether going abroad or visiting a new place domestically. Plan, pack wisely, get insurance, and respect the local culture.

Best Bali Travel Insurance

If you’re thinking of visiting Bali, it’s important to have travel insurance. Accidents and illnesses can happen anywhere, and without insurance, emergency medical treatment can be incredibly expensive. With a good travel insurance policy, you can have peace of mind knowing you’re covered in any unforeseen circumstances.

A good travel policy should cover emergency medical treatment and trip cancellations. Bali hotels usually require upfront payment, and tour operators have strict cancellation policies. With travel insurance, you’ll be reimbursed for these expenses if your trip is cut short due to covered circumstances.

Travel insurance covers lost luggage, flight delays, rental vehicle excess, theft of valuables, health emergencies, trip interruptions, and other costly mishaps. Don’t risk ruinous expenses when visiting Bali or any foreign country. Get a comprehensive travel insurance policy for a reasonable price and enjoy financial peace of mind. Check our suggested TRAVEL INSURANCE – SAFETY WING!

WHERE TO GO NEXT?

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